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Gateway Credit Union strives to be the primary financial institution for our members; providing personal service, low cost loans, and competitive savings rate.

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 Fees


Service/Product Fee
Share Savings
Reopen account within 3 months of closing $5.00
Close account within 90 days $10.00
Special Shares
Excessive withdrawal (more than 3 per quarter) $2.00
Money Market
Excessive withdrawal (more than 3 per quarter) $10.00
Christmas and Vacation Club
Early Withdrawal $20.00
Share Draft (Checking) / Check Card/ATM Charges
Insufficient funds per item (NSF) $30.00
Member Privilege per item (Courtesy Pay) $30.00
Non member check cashing $10.00
Share draft (check) orders Per vendor pricing
Stop payment draft (check) or ACH $18.00
Account activity print-out (phone, fax, or in person) $2.00
Copy of original draft (check) $3.00
Overdraft Line of Credit Advance $5.00
Fax/Email service $2.00
Initial issuance of Check Card Free
Replacement of lost/stolen/damaged card $10.00
Overnight delivery of Check Card $80.00
Card use at GCU or CO-OP Network ATM Surcharge Free
Card use outside CO-OP ATM Network $1.00 + institution fee
Card use at foreign ATM $1.00
ATM Balance Inquiry $1.00
Loans
Late fee (after 10 days) $25.00
Loan Application Fee $25.00
Credit Card Fees
Late Payment $25.00
Over-the-Credit Limit $25.00
Returned Payment $25.00
Returned Convenience Check $25.00
Statement Copy $10.00
Rush/Overnight $40.00
Emergency Card Replacement $150.00
Card Replacement $10.00
PIN Replacement $10.00
Card Recovery/Capture $65.00
Pay-by-Phone $10.00
Miscellaneous
Money Orders $2.00
Money Orders (Non-Members) $8.00
Cashier’s Checks/Corporate Drafts (not payable to account owner) $5.00
Duplicate account statements $5.00
Inactive member charge per year (balance below $25.00) $5.00
Wire Transfer (outgoing) $20.00
Wire Transfer (incoming) $10.00
Wire Transfer (international) $50.00
Deposited Item Return $25.00
Notary Service Free
Notary Service (Non-Members) $10.00
Incorrect Address/Return Mail $10.00
Statement Recon/Research (1 hour min.) $25.00/hr
Foreign Item $15.00
Visa Gift Card $2.00
Visa Travel Money Card ($100 minimum) (Mag Stripe) $4.00
Visa Travel Money Card ($100 minimum) (EMV-chip) $6.00
Inactive Bill Pay Fee (3 months of inactivity) $5.00




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Questions or comments? Contact us at (931) 551-8271 or Toll Free 1-855-251-3240. Fax: 931-551-3357. Audio Response: 1-888-418-4946
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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 America's Credit Unions  EHL - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.